Melissa Reardon,
 FSCP
Registered Representative & Insurance Agent
(904) 997-3036
(904) 944-9809

10375 Centurion Pkwy N Ste 300

Jacksonville, FL 32256

CA Insurance License: #4313571
Linkedin

Helping Families Facing

Disability

Families raising children with special needs face unique challenges, most of which aren’t covered in a typical meeting with a financial services professional. I help you think through questions like:

  • How do I make sure my child is taken care of without losing eligibility for government benefits?

  • What happens when they turn 18?

  • Why do I need a supplemental special needs trust?

  • Who will be there to help?

  • When do I need to put a strategy in place?

Providing Solutions with

Long-Term Impact

At New York Life, I can do more than life insurance. I can help you fund a trust, pay for care in your old age, protect your income from disability, grow your wealth with investments, create your own pension, protect your future, and provide peace of mind in uncertain times.

I can provide trusted guidance to help you:

  • Understand what products are right for your goals,

  • Create the right portfolio of solutions for your needs,

  • Avoid common pitfalls by diversifying through our Macro Balance Strategy,

  • Protect your family’s unique future.

Protecting Retirement and

Future Income

Most people worry about two things at once: “Who will take care of me in my old age?" and "Will I have enough money in retirement?"

You’re not alone. I help families and individuals think through:

  • Who will provide care for me in my old age?

  • Where can I leave savings without affecting eligibility for SSI or Medicaid for my loved one with a disability?

  • What strategies can I use to protect my retirement and still support my special needs child when I am gone?

  • When do I need to start preparing?

  • How will I pay for everything if I become disabled?

What it’s like to work together

Our Process

At New York Life, we start with you. I will share our process with you and ask questions to understand your current situation and prioritize your goals. I provide trusted guidance to develop a strategy that is unique and appropriate for you.

Generational Solutions

Leaving a legacy and providing for my family is important to me. If you are looking for ways to create and share generational wealth with appropriate solutions for you, then let's get together to create a plan to meet your needs.

Education and Resources

I have raised my family in Jacksonville for nearly 30 years. Our family has had the joy and privilege of special needs so I understand the unique challenges and concerns. I bring resources and information to the table when we meet.

Empowering Women

By making informed decisions, women can implement a customized financial strategy to ensure that you meet short-and long-term financial goals, and prepare for the unexpected, regardless of your income.